Tenants Contents Insurance
Why Insure?
Could you afford to replace your possessions if they were stolen or destroyed by flood or fire?
Our Tenants Contents Insurance policy will protect you against loss or damage to contents owned by you against insurable perils such as fire, theft, escape of water and much more. In addition, the policy provides cover for accidental damage to your landlord's fixtures and fittings which you are responsible for as noted in your tenancy agreement.
Did you know?
For an additional premium you can add optional Personal Possessions cover. This protects items designed to be worn, used or carried whilst taken away from the insured property against theft or accidental loss of, or accidental damage.
Documents
Add Legal Expenses Cover
Optional Family Legal Protection is available for £15.00 which covers a hosts of benefits some of which include disputes with your landlord or employer, assistance following damage caused to your home and personal property, plus access to 24-hour helpline services and much more.
Features and Benefits
Paragon Advance is able to offer comprehensive insurance in association with City & Commercial Insurance Company (PCC) Ltd re Avonbridge Cell. Below you will find just a few of the features and benefits.
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Tenants liability cover up to £10,000 - This provides cover for accidental damage to landlords fixtures and fittings which you may be responsible for as noted in your tenancy agreement.
Not insured when the Home is Unoccupied or Unfurnished -
Legal Liability cover up to £2,000,000
Cover will not include liability arising from injury, death, disease, or illness to any of Your Family -
Personal money cover up to £1,000
Cover will not include any losses not reported to the Police immediately after discovery -
Credit card cover up to £1,000
Cover will not include losses caused by error or omissions -
Freezer contents cover up to £500
Cover will not include losses caused by error or omissions -
Key and lock replacement up to £500
Cover is subject to the policy excess -
Alternative accommodation cover up to £5,000
Cover is subject to the policy excess -
Optional accidental damage cover
Will not cover damage to; clothing, contact lenses, contents in the open -
Option to cover items away from the home
(Personal Possessions)
Cover excludes:
- Damage to sports equipment (not including pedal cycles) whilst in course or play
- Scratching, denting or chipping
- Damage to sports equipment (not including pedal cycles) whilst in course or play
- 'New for old' cover
- 24 hour, 365 days a year claims helpline
Copyright of Paragon Advance Ltd - All rights reserved. Company Registration No. 3679691. Company VAT No. 880 9883 64.
We are authorised & regulated by the Financial Conduct Authority. Our firm reference no. is 304595.
Territorial Limits Great Britain, Northern Ireland, the Isle of Man and the Channel Islands.