Do you want to add more proposers to this policy?
Please confirm that your occupation (either full time or part time) is not any of the following: Amusement arcade Manager or Owner, Bar, nightclub or public house manager or owner, Bookmakers or turf accountant, Casino manager or owner, Debt collector, Diplomatic or embassy staff, Fairground or itinerant worker, Foreign forces personnel, Gambler, Market trader, Model, Money lender, Professional sports person, Scrap dealer or merchant. Please tick to agree to this statement:
Have you and/or your joint proposer(s) been subject to any declaration of bankruptcy or involved in a company insolvency or liquidation?
Have you and/or your joint proposer(s) been convicted of any criminal offence (other than motoring offences) that are not spent under the Rehabilitation Act, or is there any prosecution pending?
Have you and/or your joint proposer(s) ever been refused any insurance or had special terms imposed?
How long have you and/or your joint proposer(s) owned the property requiring insurance?
Have you and/or your joint proposer(s) sustained any loss or damage or had any claims during the last 3 years whether accepted or not?
You should include any incidents that resulted in damage to the property, items being stolen or injury to other people. You should include these incidents whether or not you made a claim, and whether or not you were paid for that claim.
What is the type of property to be insured?
How many bedrooms does the property have?
This includes any room originally built to be a bedroom even if now used for other purposes
Please specify the year the property was built
Is the property used for business purposes?
Is the property (including outbuildings) free from any signs of movement or cracking, which may be attributed to subsidence, landslip or heave?
Is your home self contained having a separate entrance under your sole control?
i.e. does your property have its own front door?
Is the property likely to be left unoccupied for more than 30 consecutive days?
Is the property built of standard construction?
(Standard construction is defined as built of brick, stone or concrete and roofed with slates, tiles, concrete or metal with not more than 50% of the total external roof area either felt covered or flat)
Is the property a grade listed building?
These are houses which are officially recognised by the Department of the Environment (DoE), as being of special (usually historic) interest.
Is the property in a good state of repair, not currently undergoing renovation or construction?
Please specify the Buildings Sum Insured amount or leave blank if buildings insurance is not required. This should represent the full cost of rebuilding your property as new.
If your property is underinsured then you are at risk of having claims paid on a pro-rata basis to the true sum insured or not at all.
If you need assistiance to calculate the rebuild cost please follow the link http://abi.bcis.co.uk/calculator/calculator.aspx
Do you wish to include accidental damage cover?
Please specify your preferred voluntary excess (£50 standard applies, £250 for Escape of Water)
Any voluntary excess will be in addition to the standard excess.
Is the replacement cost of all your high risk items more than 50% of the sum insured on contents?
Is the full replacement cost of any one high risk item more than £4,000?
If you require Specified Personal Possessions cover please provide details (specified items over £1,500 any one item) (proof of value is required for items over £3,000. Failure to provide such proof will invalidate any claim)
Possessions are items normally worn or carried about you when outside of the home, for example: jewellery, mobile phones and watches. Proof of ownership will be required for single items over £3,000.
Do you have any interested party details?
Where did you hear about us?