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Policy Type
Tenants Contents

Key Documents
policy wording
Policy Wording 		information document
Information Document
policy wording
Terms & Conditions
HOW WE WILL USE YOUR INFORMATION
Please ensure you read the terms and conditions before continuing.

Paragon Advance are authorised and regulated by the Financial Conduct Authority. We are an intermediary and work on a non-advised basis, which means that we will provide details of our policy for you to make your decision whether the product meets your needs. All questions should be answered fully and correctly to the best of your knowledge and belief. Failure to disclose any fact may result in the insurance being declined or void.

By providing you with a quote and if cover is accepted by you, Paragon Advance are applying for a policy on your behalf which is subject to underwriter approval.

The policy will be underwritten by Devon Bay Insurance Company Limited who are authorised and regulated by the Anguilla Financial Services Commission (AFSC), which is the equivalent of the UK's Financial Conduct Authority (FCA). As they are based in Anguilla, they are not members of the Financial Services Compensation Scheme (FSCS) so are not covered by it. Full details of the underwriter can be found in your policy documents, which will be issued once the policy has been approved by the underwriter. Paragon may receive a commission for introducing customers to them.

We will use your information to assess your insurance quotation and the terms on which cover may be offered. We may exchange your information with our underwriter City & Commercial Insurance Company (PCC) Limited re Avonbridge Cell. We are committed to protecting your privacy and we will only use the information we collect about you lawfully, in line with UK GDPR legislation. You can read our full Privacy Policy here.

ABOUT YOU
Title:
First Name:
Surname:
Company Name: (Please complete if the property is owned by a company)
Date of Birth:
Email Address:
Please confirm your Email Address:
Please provide a password to access your quotes.
  • Will be case sensitive
  • Must be a minimum of 8 characters
  • Must be less than 50 characters
  • Must contain a mixture of alpha and numeric characters
  • Can contain any of the following symbols (~!?@$%^&*()_+-=[]{}:;£#<>)
    •
    Please confirm your password again
    Phone Number:
    Mobile Number:
    Do you want to add more proposers to this policy?
    ABOUT YOUR HISTORY
    Have you and/or your joint proposer(s) been subject to any declaration of bankruptcy or involved in a company insolvency or liquidation?
    Have you and/or your joint proposer(s) been convicted of any criminal offence (other than motoring offences) that are not spent under the Rehabilitation Act, or is there any prosecution pending?
    Have you and/or your joint proposer been refused any insurance or had any special terms imposed?
    How long have you and/or your joint proposer had contents insurance?
    Have you and/or your joint proposer(s) sustained any loss or damage or had any claims during the last 3 years whether accepted or not?
    You should include any incidents that resulted in damage to the property, items being stolen or injury to other people. You should include these incidents whether or not you made a claim, and whether or not you were paid for that claim.
    ABOUT THE INSURED PROPERTY
    Risk Postcode
    Flat
    House No/Name
    Street
    Town
    County
    What is the type of property to be insured?
    How many bedrooms does the property have?
    This includes any room originally built to be a bedroom even if now used for other purposes
    Is the property used for business purposes (other than clerical or office work)?
    ABOUT YOUR OCCUPANCY
    Insurance is provided subject to the property being let on an assured shorthold tenancy agreement
    Is the property likely to be left unoccupied for more than 30 consecutive days?
    ABOUT YOUR COVER
    Please note your standard excess is £100 and £250 for Escape of Water
    Do you wish to include accidental damage cover?
    This is additional cover that protects you in the event of sudden and unexpected damage. I.E. if you drop your mobile phone on the floor at the risk address and crack the screen, or spill red wine on your sofa.
    How much would it cost to replace the entire contents of your home as new (this is the sum insured amount) (min £5,000 and max £50,000)?
    If your contents are underinsured then you are at risk of having claims paid on a pro-rata basis to the true sum insured or not at all. Contents includes carpets, whether fitted or not, household goods, furniture and furnishings.
    Is the replacement cost of all your high risk items collectively more than 20% of the sum insured on contents?
    High risk items are any collections of stamps, coins, medals, banknotes or other collectable articles, articles made of gold, silver, precious metals or precious stones, audio and audio visual equipment, clocks, computer equipment, jewellery, watches or furs, photographic equipment, binoculars, telescopes, pictures, paintings, other works of art, portable musical instruments, sculptures, tapestries, rare and unusual figurines, any item valued for its rareness.
    Is the full replacement cost of any one high risk item more than £2,500?
    High risk items are any collections of stamps, coins, medals, banknotes or other collectable articles, articles made of gold, silver, precious metals or precious stones, audio and audio visual equipment, clocks, computer equipment, jewellery, watches or furs, photographic equipment, binoculars, telescopes, pictures, paintings, other works of art, portable musical instruments, sculptures, tapestries, rare and unusual figurines, any item valued for its rareness.
    Would you like to add cover for your personal possessions taken outside of the home? (min £2,000 and max £5,000, covering a single article up to £1500).
    Personal Possessions are items normally used, worn or carried about by you, for example, clothing, jewellery, mobile phones and watches etc. This section covers loss, damage or theft for personal possessions when carried away from home.
    Would you like to add cover for your specified personal possessions taken outside of the home?
    Any personal belongings that value more than £1,500 need to be specified under this section to cover any loss, damage or theft, when away from home (Proof of value and ownership is required for items over £3,000, and failure to provide such proof may invalidate any claim).
    AND FINALLY
    If you have been referred by a registered FCC Paragon letting agent, please enter their agency number.
    Proposed policy start date
    Where did you hear about us?
    We may, from time to time, send you information about our products and services which are relevant and helpful. You can change your preference online at any time. Are you happy to receive emails about our products and services.
    Policy Type
    Tenants Contents

    Key Documents
    policy wording
    Policy Wording     		information document
    Information Document
    policy wording
    Terms & Conditions

    Need Any Help?
    Call our insurance department on
    02392 315189

    Opening Times

    Mon 9am - 5.00pm
    Tue 9am - 5.00pm
    Wed 9am - 5.00pm
    Thu 9am - 5.00pm
    Fri 9am - 5.00pm
    Sat Closed
    Sun Closed
    Or Contact Us


    Copyright of Paragon Advance Ltd - All rights reserved. Company Registration No. 3679691. Company VAT No. 880 9883 64.

    We are authorised & regulated by the Financial Conduct Authority. Our firm reference no. is 304595.

    Territorial Limits Great Britain, Northern Ireland, the Isle of Man and the Channel Islands.